2021.10.18 18:36 din0id_ Dibujo del viejas
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2021.10.18 18:36 MissLaceyLane I have so many Halloween shirts
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2021.10.18 18:36 inevitableturtles are these types of intrusive thoughts normal...?
So I have really vivid intrusive thoughts. I have less "visual" ones too but they all happen excessively. I don't know where to start so I guess I'll cut to the chase. Bad things happen. I get r*, physically assaulted, etc and they get triggered by everyday things I can't avoid! No they're not flashbacks and I don't think they are a result of social anxiety because I don't "genuinely fear" these things will happen. I experience depersonalization and shame a lot though.... Maybe they happen because I feel out of control, threatened, experience hypervigilance or subconsciously think I deserve some kind of aggressive punishment? I don't know what to think. My brain really loves to f with me I guess. Has anyone else experienced anything like this? Any advice? (F17 - No diagnoses)(Thanks for reading)
submitted by inevitableturtles to mentalhealth [link] [comments]
2021.10.18 18:36 asdlkf 3080 graphics, 4k display, and integrated 5G wireless?
I'm looking for a laptop for Win11;
2021.10.18 18:36 bloodclartjunglist playing trial account on pc and ps4
i just started trial account on my pc, but im going away for couple days and cant take my pc but can take my ps4, can i keep playing on the same account on my ps4 for a few days even though its on free trial??
submitted by bloodclartjunglist to ffxiv [link] [comments]
2021.10.18 18:36 reddit_feed_bot andrewklavan: RT @BookstoreThor: "Imagination is where the future starts," - @andrewklavan To that, I would add: imagine wisely
2021.10.18 18:36 NoMoneyNoV-Bucks Dear females, if a girl sats hi to me every time they pass me in the hallway, even when we never have had a conversation, what does it mean?
2021.10.18 18:36 nejiluvr Here's a Grasshopper I found. Not sure what species or sex it is, however.
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2021.10.18 18:36 maxlh01 New grizzly wintergreen can here in GA is badass. What do y’all think?
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2021.10.18 18:36 TimeImprovementSelf Finally looking to improve my credit to buy my home. Please read this and offer any help you can!
First of all I want to say thank you to everyone that posts on this sub and offers help. I have been following the sub for a bit and have been picking up gems of information here and there and am very grateful!
This is going to be a long and detailed post so thank you in advance for reading the whole thing. Be as brutally honest as possible!
Admittedly, I have been just about as stupid as you can be with credit since I opened my first card. I was in the military until I was 22 (2015). When I got out, I opened two cards with USAA that each had ~7,500 limit and maxed them both out in Vegas and never paid the balance off. These went to collections and I have made zero payments towards them or talked with the collections companies. I also had a military star card that I had no idea I even opened that was sent to collections for like $200, and another USAA debit card that went into the negatives and charged off for another $200. Additionally (Wow there's more), I had a chase card charged off for $1000, and a Macy's department store charged off for $400.
All of this happened in 2015/2016. I had just started college and really didn't care at all and assumed I would make a lot of money and pay this stuff off and it wouldn't affect me down the line. I realize how naive this is and it's something I've always dealt with in life. Things seem to work themselves out for me so I just tend to not take care of things and it's proving to have a huge impedance on my financial well-being.
Since then, I have had 2 capital one unsecured cards that were going incredible well. I had my credit limit raised on both of them and had never missed a payment. I also had a discover card that went from secured to unsecured last year with a CL raise to $1500 as well. I have a credit one card with a $500 balance that is paid off, I rarely if ever use this.
I have a car loan that has ~$10,000 balance that I've never missed a payment on, and a personal loan of $7,000 (covid) that I've never missed a payment on either.
So, with all this said, the last 2 years or so have been good. I haven't missed any payments, had a good auto pay set-up, and my score had gone up to ~640 (Fico 8).
About 6 months ago, the company I was working for went under and I lost my job. I went from making $150,000 and being in a great place financially to going on unemployment and burning through my savings being an idiot. I didn't stop going on trips or eating out everyday and I ended up basically going broke and having to max out all my credit cards to stay alive. My two capital one cards went over there balance and I got a 30 day and 60 day late payment on each and this crushed me score. The accounts ended getting closed in 60 days which is insane to me. I called CO and asked for a good will removal of these late payments as I'm caught back up but no luck. I'm now sitting at ~540 FICO 8. In total, I have 8 negative items.
Okay, that was kind of a vent and admission, now onto what to do moving forward.
I got an incredible new job last month making a lot of money. I'll be able to afford putting ~3,000 into fixing my credit issues monthly for the next year. What do I do with this? Do I worry about paying off any of the past charge offs as they're almost 7 years old? Will they drop off? Is there anything I can do about the capital one late payments? Would it be better to pay off my current loans or would that hurt me? I plan on opening a secure card with Navy Federal for ~2,500 to add another card to the mix as two got taken away. It just kills me to put money into those charge offs as they're so old but if that would help I'm open.
I recently signed up for credit.com and creditrepair.com. I'm hoping the latter can remove some of the old charge offs but I'm not expecting anything. They've sent out 3 challenge letters out of the 8 negative marks.
My goal is to get my score to ~660 in the next year so I can buy a home. I have the VA loan available to me and the minimum score requirement there is 640.
I really want to get my financial life back on track, please offer any and all suggestions!
submitted by TimeImprovementSelf to CRedit [link] [comments]
2021.10.18 18:36 abclucky What are the reasons people read less nowadays?
2021.10.18 18:36 reddit_feed_bot andrewklavan: RT @W3ST_IS_B3ST: The @andrewklavan show is truly “Tomorrows news, today” Let’s Go Brandon’ Song Soars To No. 1 Spot On iTunes Hip Hop Chart https://t.co/USvPxb10x1
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2021.10.18 18:36 Ravioli4u What's SHE Up To Now Day 1358? Measure A Whale Of A Time!
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2021.10.18 18:36 Mr_Drofyr Phil, this needs to stop.
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2021.10.18 18:36 Top_Location Coronavirus Update: U.S. may soon authorize boosters for all 3 in-use vaccines, as experts renew plea for unvaccinated to get their shots
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2021.10.18 18:36 SirGasleak Plaschke: What were they thinking? Massive brain cramp dooms Dodgers in NLCS Game 2
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2021.10.18 18:36 AMONGUS_LOVER2010 I really hope the 30th anniversary dungeon gets a day 1 contest mode
I get it’s not a raid but the next raid isn’t coming to probably the first week of march. Just pot contest mode on and maybe give an emblem of you beat it within 24 hours. Then give worlds first like ring or something.
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2021.10.18 18:36 MuddyBoy4 Where can I find this sweater Andy Serkis was wearing?
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2021.10.18 18:36 maschx General reminder:
It’s not very smart to short a cybersecurity company whose CEO directed the NSA. The agency has endless intelligence capabilities as Edward Snowden revealed in 2013. Success in the cybersecurity industry relies on intelligence, and the NSA has all of it. Don’t ignore the facts.
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2021.10.18 18:36 Top_Location : ‘This is hitting me hard’ — Lawmakers react to the death of Colin Powell
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2021.10.18 18:36 Fox-Slayer-Marx “Lib center”
|submitted by Fox-Slayer-Marx to EnoughPCMSpam [link] [comments]|
2021.10.18 18:36 PositiveEmpty2319 🐶 SpookyShiba - Model For A Legit Moonshot - SHIB rewards - Community Giveaways + Shilling Contests🐶
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submitted by PositiveEmpty2319 to ico [link] [comments]
2021.10.18 18:36 ZamnuG0d Platinum is the best anime of the season!!
|submitted by ZamnuG0d to AMVmakers [link] [comments]|
2021.10.18 18:36 DarkSaber01 Justice: Ready to have an awesome time?
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2021.10.18 18:36 THE-Sumukh Guys is this how clowns to clowns conservation happen in group?
|submitted by THE-Sumukh to Chodi [link] [comments]|